Florence A Shaw's Blog

Posted on 08/02/2020
What are Prepayment Penalties?
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
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Posted on 07/26/2020
Homeowner Costs to Consider
Image by Mohamed Hassan from Pixabay There are many parts and pieces that go into relocation. Finding the perfect home is, of course, an important step in the process. But once you have found a residence in your new city or town, it is crucial to consider other home-ownership factors that will affect your monthly and annual expenses....
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Posted on 07/19/2020
The Differences Between a Condo and a Townhouse
Photo by Pixabay via Pexels When it comes to home ownership, you have many options beyond buying a single-family home. A condominium and a townhouse are two such options. Before you consider making one of these your permanent home, it's important to understand the differences between them. Condo Ownership When you purchase a condo, you own the entire...
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Posted on 07/12/2020
Is Your House Worth Less Than You Originally Paid for It?
Let's face it – determining how to price a home is rarely simple for a seller. In some instances, your home may be worth less than you originally paid for it. Ultimately, if you failed to maintain your house over the years, various home problems may crop up when you decide to list your residence. If these issues go...
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Posted on 07/07/2020
Get the Best Value When Hiring Home Contractors
If you've ever experienced the frustration of paying more than necessary for home repairs, remodeling, or upgrades, you're not alone! Most of us have done it at one time or another, and it's not a pleasant feeling! The good news is that if you make up your mind to do a little research, ask questions, request a free quote,...
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Posted on 06/28/2020
DIY: Build a Headboard in 7 Steps
Image by congerdesign from Pixabay Have you always dreamed of having a beautiful stately headboard at the head of your bed? Do you have an old door and wonder just what you can do with it? If you answered yes to both of those questions, boy, do we have the perfect project for you. Using your old door...
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Posted on 06/27/2020
52 Hudson Av, Delmar, NY 12054 now has a new price of $184,900!
Motivated seller!! Relax and barbecue from your deck, while you gaze at your beautiful deep treed private yard. Front of home has an enclosed porch which adds beauty and space to this charming cape. This is an amazing chance to get in to the much sought after Bethlehem School District at an amazing price. Perfect opportunity to capture this home, whether just starting out or downsizing. Please note that the home has a limited height...
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Posted on 06/21/2020
Listing Your High-Performance Home
Photo by rawpixel via Pixabay A high-performance home is one that operates efficiently, and saves you -- the homeowner -- significant costs in heating, cooling and more. When it comes time to sell a home of this type, the price point is typically higher -- up to 3.4 percent. High-performance homes are in demand today, and if you've...
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Posted on 06/18/2020
52 Hudson Av, Delmar, NY 12054 now has a new price of $194,900!
Relax and barbecue from your deck, while you gaze at your beautiful deep treed private yard. Front of home has an enclosed porch which adds beauty and space to this charming cape. This is an amazing chance to get in to the much sought after Bethlehem School District at an amazing price. Perfect opportunity to capture this home, whether just starting out or downsizing. Please note that the home has a limited height...
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Posted on 06/15/2020
3 Ways to Prepare Your Credit Before Your House Hunt Begins
Photo by bongkarn thanyakij from Pexels Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you to secure more favorable interest rates for your mortgage, but it can also help you to...
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Posted on 06/14/2020
Best Home Improvements for Top ROI
Photo by Sue Smith via Shutterstock Choosing what to upgrade or fix in, on or around your home can be a complicated process. Changes fall into two categories – things that increase or decrease value (or sale price) and things that increase or decrease salability (or how willing people are to pay full price for it). Before you...
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Posted on 06/07/2020
3 Factors to Consider Before You Accept an Offer to Purchase
If you receive an offer to purchase your home, you may have only a limited amount of time to decide whether to accept this proposal. As such, there are several factors you'll want to consider to determine whether to approve an offer to purchase your home. These factors include: 1. The Price of Your Home If you established a...
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